oricalo
Personal budget, kept in balance

Take control of your monthly cash flow.

Oricalo gives you a clear, calm picture of your money. Write down what you spend each day, plan your fixed income and expenses, and watch your savings grow.

Most budgeting apps keep two things apart: your fixed plan (salary and regular expenses) and what you really spent. Oricalo puts them together into a month-by-month view, so you always know how much you will save and where your balance is going.

Take a quick tour

Free forever · no credit card · 30-day Plus trial whenever you want it.

Everything you need to stay on top of your money

At-a-glance overview

Your whole month on one screen: how much is left to spend, your main numbers, how your balance is moving, and your latest entries.

Daily expenses & income

Write down what you spend and earn each day, with a category and a note, in seconds.

Recurring & expense reminders

Set up repeating income and expenses once. Oricalo adds each one on the right date and reminds you before an expense is due, by bell, email or phone notification. It even reminds you when to service your car, and shows the cost before it arrives.

Monthly cashflow plan

See your fixed and repeating income and expenses across all twelve months at once.

Categories & charts

See exactly where your money goes, with a breakdown by category and clear charts.

Monthly budgets

Set a budget for each category each month, then compare it with what you spent. Months that go over show in red.

Money accounts

Give every entry a home: wallet, bank or card. Each balance updates as money comes in, goes out, or moves between them.

Savings & balance

Oricalo works out how much you save each month, and how much you have put aside so far this year.

Savings pots

Split your savings into named pots: a holiday, a new laptop, money for emergencies. Watch each one grow towards its target.

Debt payoff

Keep loans, cards and mortgages in one place. Add each payment and watch every balance fall towards zero. Oricalo estimates the date you will be debt free.

Share with your partner

On Plus you can invite your partner to share one budget. You each have your own login, and you can both add and change entries.

Your currency

Pick any currency, and whether the symbol goes before or after the number. Every amount follows it.

Works great on your phone

Every screen is built for a small display too. Adding what you spent and checking your balance on your phone feels natural, not squeezed.

Install it like an app (PWA)

Add Oricalo to your home screen and it opens in its own window, like any other app. No app store, no download.

Works offline, syncs itself

No signal on the bus or in the shop? Keep going. Oricalo opens with your latest numbers and saves new entries on your phone. As soon as you are back online it sends them up, and brings down anything you changed on another device.

Install the app

Keep Oricalo one tap away

Add Oricalo to your home screen or desktop and it opens in its own window, with no browser bars around it. Straight from your browser: no app store, no download, no extra account.

Simple, honest pricing

Start free and stay free for as long as you like. The paid plan opens up the whole year ahead and starts with a 30-day trial - no card needed.

Free forever
Free
€0forever

No card, no expiry, and no nagging to upgrade.

Log everything and plan the month you're in. Free, forever.

  • Plan 2 months ahead
  • Unlimited daily entries
  • Recurring income: 3
  • Recurring expenses: 3
  • Categories: 30
  • Savings pots: 1
  • Debts: 1
  • Accounts: 2
  • Categories, charts & savings tracking
  • Your choice of currency

Ready for a calmer way to handle money?