Privacy Policy

Last updated 18 June 2026

Oricalo (“Oricalo”, “we”, “us”) helps you track spending, plan income and grow your savings. We take the privacy of your financial information seriously. This policy explains what we collect, why, and what choices you have. We do not sell your data, we do not use advertising trackers, and we only measure visits if you accept the cookie notice.

1. Information we collect

Information you give us

Account details - your email address, name and password. The password is only ever stored scrambled (a salted hash), never as text. If you sign in with Google, Google tells us your email and name, never your Google password.
The financial data you enter - your income, expenses, budgets, categories and daily entries. This stays your data. We use it only to run the app for you.
Preferences - settings such as currency, theme and onboarding progress.
Messages - anything you send us by email or in support requests.

Information collected automatically

Technical data - your IP address, the kind of device and browser you use, and the times you did things. We use it to keep the app secure and working.
Storage in your browser - a few small items, such as your sign-in token, profile, theme, tour progress and cookie choice. Our Cookie & storage policy lists all of them.

Payment information

Subscriptions are handled by Stripe. You type your card details on Stripe's systems, and they are never stored on our servers. We keep only a reference to your Stripe customer and subscription, plus which plan you are on.

2. How we use your information

To provide and maintain the app and your account.
To calculate your projections, budgets and reports.
To process subscriptions, free trials and payments.
To send essential account emails (sign-up confirmation, password resets, billing notices).
To keep the service secure, prevent abuse and fix problems.
To meet our legal and tax obligations.

3. Legal bases

Where the GDPR applies, our reasons for using your data are: performing a contract (running your account and subscription), legitimate interests (keeping the app secure and making it better), consent (where we ask for it), and legal obligation (keeping billing records).

4. Sharing your information

We share data only with the service providers needed to run Oricalo:

Stripe - payment and subscription processing.
Google - only if you choose Google sign-in.
Hosting & email providers - to store data and send account emails.

We may also hand over information if the law requires it, or to protect our rights, the people who use Oricalo, or the public. We never sell or rent your personal data.

5. Data retention

We keep your data while your account is open. You can delete your account yourself at any time, from Settings → Delete account. Deletion happens straight away and cannot be undone. We erase your financial data, meaning your daily entries, categories, recurring lines and budgets, along with your profile and sign-in history, and we cancel any active subscription. A small number of records we are legally required to keep, such as billing history held by our payment provider, stay for as long as the law says.

6. Your rights

Depending on where you live, you may have the right to:

access a copy of your data;
correct inaccurate data;
delete your data (“right to be forgotten”);
export your data in a portable format;
object to or restrict certain processing;
withdraw consent at any time.

To use any of these rights, email info@oricalo.com. You can also complain to the data protection authority in your country.

7. Security

Passwords are stored scrambled, traffic is encrypted on its way to us (HTTPS), and access to data is limited. No system is perfectly safe, but we work to protect your information, and we will tell you about a breach where we are required to.

8. International transfers

Your data may be handled by providers based outside your country. Where that happens, we use proper safeguards to protect it, such as standard contractual clauses.

9. Children

Oricalo is not intended for children under 16, and we do not knowingly collect their data.

10. Changes to this policy

We may update this policy from time to time. We will change the “last updated” date above and, for important changes, tell you in the app or by email.

11. Contact

Questions about your privacy? Email info@oricalo.com.

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